newsletter
BE THE FIRST TO RECEIVE OUR LATEST OFFERS!
WhatsApp Chat
  • Polski
  • Español
  • English

How to buy a new property in Spain quickly and safely

The process of acquiring real estate

Buying a home in a foreign country can seem complex, but with the right guidance, the process is straightforward. We believe in complete transparency and ensuring you are fully prepared. Below we outline the key documents, financial requirements, and procedural steps necessary to successfully acquire your property on the Costa Blanca. Consider this your essential checklist, and remember: our team is here to manage every detail for you.

  • Money, about 20-30% of the value of the property, if you have Spanish residency or 40-50% if you're a non-resident, as you can finance the rest with a loan from a Spanish bank. Note that currently, the loans in Spain are among the cheapest in Europe!
  • N.I.E. number (equivalent to your local tax number) - we will help you arrange it while your visit on Costa Blanca.
  • Spanish bank account - we will help you to set it up.

Using an appraiser/valuer, to determine the selling price before buying the property, is not a common practice in Spain. Therefore, with their practice and proven knowledge and experience in the local housing market, the real estate agents at KW Casas real estate will advise you throughout the process.

There are many rules regarding the calculation of taxes and fees when buying or selling a property on the Costa Blanca (Spain), and taxes and fees will vary depending on whether you are a resident or non-resident. If you have any questions, we are happy to provide legal and financial assistance.

On average, add approx. 13% of fees (notary, taxes, etc.) to the price of the property.

You always have to pay the property tax in cash.

If you have any questions, just let us know.

The seller can choose between two types of contracts: exclusive and non-exclusive. Many sellers choose the exclusive contract, which offers many advantages. Contact us to learn more about the differences between the two options and see which contract best meets your needs. Our specialists will be happy to dispel any doubts.

If you are unable or unwilling to be present at the signing of the contract, we can authorize a notarized representative of KW Casas real estate or our lawyers to sign the documents on your behalf.

Ask abour property in Spain

Let us know what kind of property you are looking for in Spain.

Would you like to learn more about buying a home in Spain?

We are ready to create a personalized package of information and tips just for you, whether you live here or abroad. This package will cover everything you need to know about buying property in Spain, including legal and financial details, taxes, fees, financing options, and local real estate market information.

Contact us today to get your custom guide and start your journey to owning property in Spain with confidence.